*up to 60 months – first installment at 30 days – amount that can be financed from €3,000 to €18,375. Representative example referring to the most common case for the "KITCHEN FURNITURE" sector relating to the observation period 01/05/2022 – 30/04/2023: €10,000 (total amount of credit) in 30 installments of €345.83 – fixed nominal annual interest rate (TAN) 0.01%, effective annual interest rate (TAEG) 3.59%. The APR represents the total cost of the credit expressed as an annual percentage and includes: interest €0, application fees €375, stamp duty on the loan €16, stamp duty on the annual and end-of-contract statements €2 (for amounts over €77.47), monthly administration fee €2.20; total amount due (total amount of credit + total cost of credit) €10,460.90. Offer valid until 28/02/2026. Advertising message for promotional purposes. For pre-contractual information, request the document "European Standardized Consumer Credit Information" (SECCI) and a copy of the contract text at the point of sale. Subject to approval by Agos Ducato Spa. DPL srl operates as a NON-exclusive credit intermediary.